USA-China Tensions Transform Global Market

After the U.S. elections, relations between the...

Tag: BIK

Banks Ease Mortgage Terms as Average Credit Capacity Rises to 488 Thousand PLN Amid Anticipated Rate Cuts

Lack of specifics about a new state support program for property buying and anticipation of an interest rate cut have led banks to ease...

Housing Loan Inquiries Drop by 25.2% in August 2024, While Average Loan Amount Rises

The value of inquiries for housing loans fell by 25.2% year on year in August 2024, reports the BIK Index of Demand for Housing...

Debt in the HoReCa Sector is Rising, but Not Everywhere. Hotels Are Faring Better Than Restaurants

Despite mixed opinions from the market, accommodation owners will likely consider this season a success. According to the Central Statistical Office (GUS), the number...

Decline in Number and Value of Loans Granted to Micro-Entrepreneurs in July 2024

In July 2024, compared to July 2023, banks granted fewer loans to micro-entrepreneurs (-5.8%) and for a lower value (-4.2%). Sale of loans for micro-entrepreneurs...

Apartment Sales Slow Down in 2024: Longer Wait Times, Especially for Larger Units

Apartment owners have felt the slowdown in demand in the market firsthand. An extension of the sales time in 2024 was confirmed by the...

Rising Debt in the Book Market Casts a Shadow Over International Book Lovers Day, Raising Concerns for the Industry’s Future

Non-fiction, journalism, fiction, crime, or thrillers - these are just some of the popular genres that readers all over the world love. For many,...

Housing Loan Demand Cools Down After Government Program Ends

The value of inquiries for housing loans fell by 31.7% year on year in July 2024, according to the BIK Index of Demand for...

Slight increase in loans for micro-enterprises in the first half of 2024

In the first half of 2024, banks granted micro-enterprises only half a percent more loans, valued at 3.8% higher than in the corresponding period...

Financial Morality in Poland: Majority Support Debt Repayment, But Growing Uncertainty Among Some

About 9 out of 10 Poles believe that one should honor their financial obligations. However, for 7% of respondents, the issue is not so...

Demand for Housing Loans Remains High but Lower Than Last Year

The value of inquiries for housing loans increased by 51.8% year-on-year in June 2024, according to the BIK Index of Demand for Housing Loans....

Decrease in Value and Number of Loans Granted to Micro-Enterprises – Data for May 2024

In May 2024, compared to May 2023, banks granted fewer loans to micro-enterprises (-8.1%) and for a lower total amount (-5.0%). In terms of numbers,...

Mortgage Market Cools After Record Start

In May 2024, compared to May 2023, banks and credit unions granted more of the three main types of credit products in numerical terms:...

Polish Non-Bank Loan Market Booms in May 2024

In May 2024, lending companies issued a total of 1,201,000 new loans valued at 1.827 billion PLN. Compared to May 2023, this represents an...

Surge in Housing Loan Inquiries in Poland: A 45.4% Increase in May 2024

In May 2024, the value of housing loan inquiries increased by 45.4% year-on-year, according to the BIK Housing Loan Demand Index. This indicates that...
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