The first quarter of 2026 was the best period in XTB’s history in terms of financial performance. The company generated an estimated net profit of PLN 535 million, up 176% year on year, while operating revenue reached PLN 1.09 billion, an increase of 88.5% compared with the same period of 2025.
XTB also reported record client acquisition. In the first three months of 2026, the company added 370,000 new clients, more than 90% above the level recorded in the first quarter of the previous year. The number of active clients also reached a record 1.27 million, up 72% year on year.
The nominal value of assets held by XTB clients stood at PLN 49.6 billion at the end of the first quarter. Shares accounted for the largest portion of this amount, at more than PLN 17.6 billion, followed by ETFs, with over PLN 15.2 billion.
The company said the record results were driven by consistent marketing activity, a growing client base and elevated volatility on financial markets. The first quarter initially brought significant volatility in precious metals, while the second part of the period was affected by the escalation of the conflict in the Middle East, which also had a strong impact on market activity.
In this environment, XTB generated the highest quarterly net profit in its history. Operating revenue also reached an all-time high, exceeding PLN 1.09 billion.
The most profitable asset class in the first quarter of 2026 was CFDs on commodities, which accounted for 88.5% of gross income from financial instrument operations. CFDs on currencies, including cryptocurrencies, ranked second, with a 5.1% share.
“The past quarter confirmed the validity of our development strategy. Recently, in October 2025, we indicated that our client base had the potential to generate more than PLN 500 million in net profit under favourable market conditions. This is exactly what happened at the first opportunity. Therefore, despite the record quarter in the company’s history, we are not resting on our laurels and are consistently implementing our strategy, based on increasing the pace of new client acquisition, strengthening the XTB brand as the investment app of first choice in Europe and developing our product offering so that it meets the expectations of even the most demanding clients,” said Omar Arnaout, CEO of XTB.
XTB surpasses 2.5 million clients worldwide
Broad marketing activity across both online and offline channels helped XTB accelerate new client acquisition. In the first quarter of 2026, more than 370,000 new clients joined the platform, representing a 90.4% year-on-year increase.
As a result, XTB’s total client base exceeded 2.5 million at the end of the period, up 62.8% from a year earlier. The company also recorded its highest-ever number of active clients, at nearly 1.27 million, an increase of more than 72% year on year.
Retirement accounts remain highly popular among Polish investors. More than 159,000 IKE accounts and over 41,000 IKZE accounts have already been opened. Similar long-term investment products are also gaining traction in other markets. In France, XTB has opened nearly 11,000 PEA accounts.
The nominal value of assets held in XTB client accounts also continued to grow. At the end of March 2026, it exceeded PLN 49.5 billion, with shares and ETFs accounting for the largest share. According to the company, this indicates that XTB’s transformation from a CFD broker into a fintech platform for broader personal finance management is progressing in the right direction.
“I am very pleased with the growing pace of client acquisition. Despite the increasing scale of our activities, we continue to maintain appropriate cost discipline, and the cost of acquiring a client remains stable. It is also encouraging that XTB is gaining importance in key foreign markets for us, such as France and Germany. I believe that the recently announced marketing projects, including cooperation with Paris La Défense Arena and sponsorship of the Basketball World Cup, will allow us to become even more visible to investors in those markets,” Arnaout said.
Product development continues
In the first quarter of 2026, XTB expanded trading in call and put options to additional markets, including Spain and Germany. The Spanish market is particularly important because the company had previously faced limited promotional opportunities there due to regulations concerning CFDs.
Active investors also gained access to more advanced analytical tools following the implementation of charts based on TradingView technology.
XTB’s Investment Plans 2.0 have also entered the next phase of development. The new version of the company’s flagship product is currently being tested by a dedicated group of users. According to XTB, the upgraded product is intended to be more intuitive and user-friendly, particularly for new investors.
The company is also continuing work on making spot cryptocurrency trading available. Cyprus is expected to be the first market where this functionality will be launched, in line with plans for the first half of 2026. The solution is then to be introduced in the LATAM region and on other European markets, subject to the necessary regulatory approvals.
XTB also said it remains interested in obtaining the relevant authorisation in Poland, should such an opportunity arise.
