Polish companies have spent years operating in an environment shaped by economic volatility, regulatory change, labour shortages, geopolitical risks and repeated disruptions to supply chains. While these conditions have made doing business more difficult, they may also have created an important competitive advantage: a generation of executives accustomed to making fast decisions, managing uncertainty and continuously adapting their organisations to changing conditions.
Polish companies have spent years operating in an environment shaped by economic volatility, regulatory change, labour shortages, geopolitical risks and repeated disruptions to supply chains. While these conditions have made doing business more difficult, they may also have created an important competitive advantage: a generation of executives accustomed to making fast decisions, managing uncertainty and continuously adapting their organisations to changing conditions.
Data for October 2025, published by the Związek Przedsiębiorstw Finansowych and CRIF, show the non-bank lending market entering a phase of stable yet selective...