Tag: Waldemar Rogowski

Poland’s Non-Bank Lending Market Maintains Strong Growth Momentum in March

March data from the Credit Information Bureau (BIK) confirm that Poland’s non-bank lending market remains in a phase of clear expansion. In the first...

Poland’s Housing Market Sees Credit-Fuelled Demand and Diverging Supply Trends

The opening months of 2026 brought a clear rebound in housing demand, a record surge in mortgage interest and a striking contrast between the...

Mortgage Loan Demand Surged in March 2026, Reaching a Record Level

March 2026 brought a very clear rebound in the housing loan market. According to the BIK Mortgage Loan Demand Index, the value of inquiries...

Polish Credit Market Starts 2026 Strong as Mortgage Lending Soars

In February 2026, banks and credit unions in Poland significantly increased sales of most key lending products compared with the same month a year...

Corporate Debt in Poland Exceeds PLN 45 Billion. Biggest Problems in Mazovia and Podkarpacie

Although the number of unreliable payers in Poland began to decline in 2025, the total value of overdue liabilities among companies continues to grow....

Poles Are Gradually Climbing Out of Debt: Fewer Overdue Debtors, Lower Arrears, but Average Debt per Person Keeps Rising

The year 2025 brought a clear improvement in the timely repayment of financial obligations by Polish consumers. The latest data from the BIG InfoMonitor...

Poland’s Construction Sector Debt Exceeds PLN 5.9 Billion, but Contractors Show First Signs of Recovery

Total overdue debt in Poland’s construction sector exceeded PLN 5.9 billion at the end of 2025, marking a 5.6% year-on-year increase. Despite the growing...

Clear Rebound in Instalment and Mortgage Loans, Stable Growth in Cash Loans

January 2026 brought a clear rebound in the instalment-loan and mortgage markets, alongside moderate growth in cash loans. The data show year-on-year improvement, although...

January 2026 Sends a Strong Rebound Signal for Poland’s Mortgage Market

January 2026 delivered a very strong sign of renewed momentum in the housing loan market. The latest reading of the BIK Housing Loan Demand...

Poles Enter 2026 in Cautious Mood, Focusing on Spending Control and Buffers

Among the 70% of Poles who had any financial plans for 2025, one in four completed them in full, according to a study prepared...

Poles Cut Back on Christmas Spending in 2025

As they plan this year’s Christmas celebrations, Poles are clearly tightening their budgets. The average amount allocated to Christmas in 2025 stands at PLN...

Poland Sees Broad-Based Loan Growth in October 2025 — Housing and Cash Loans Hit Historic Highs, Installment Loans Rebound

In October 2025, compared with October 2024, banks and credit unions (SKOKs) issued more loans of every type. In numerical terms, the number of...

Financial Ethics in Poland: Declarative Idealism vs. Everyday Practices. New Report Reveals a Deep Ethical Gap

Most Poles claim that ethical behavior in finance matters in their daily lives, yet in practice, the reality sharply contradicts these declarations. The result...

Polish SMEs Under Pressure: Rising Fears of Bankruptcy

The latest BIG InfoMonitor and BIK survey shows a clear deterioration in business sentiment in Poland. As many as 23% of companies admit that...
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