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Poland’s 2024 Budget Revision and 2025 Deficit Forecast: Challenges and Opportunities

In late October, the Polish government announced...

2024: A Year of Missed Opportunities for Deregulation in Poland

The year 2024 was supposed to be...

USA-China Tensions Transform Global Market

After the U.S. elections, relations between the...

Tag: Waldemar Rogowski

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2024 Housing Market Summary in Poland and Forecasts for 2025

The year 2024 in Poland’s housing market was marked by adjustments to new economic conditions. Data from Otodom Analytics shows that after the conclusion...

Who Isn’t Paying Their Phone Bills? Telecom Debt Exceeds 1.5 Billion PLN

Demand for telecommunication services remains robust, yet not everyone is diligent about paying their bills on time. The situation worsens when individuals or companies...

Demand for Home Loans in Poland Drops by 24% in November 2024

The value of home loan inquiries decreased by 24.0% year-on-year in November 2024, according to the BIK Index of Demand for Home Loans. This...

Changes in the Credit Market in Poland: What Did October 2024 Bring?

In October 2024, compared to October 2023, banks and credit unions granted more cash loans (+28.8%) and issued more credit cards (+15.7%). However, they...

Housing Loan Demand Drops by 16.5% YoY in October 2024, but Month-to-Month Applications Rise

The value of inquiries for housing loans fell by 16.5% year-on-year in October 2024, according to the BIK Housing Loan Demand Index. The Index's...

Surge in Polish Rental Market Faces Rising Costs and Mounting Debt Issues

According to Eurostat, a mere 13% of Poles rent housing, a figure decidedly below the EU average of 31%. The limited possibilities of property...

Demand for Housing Loans Decreases, but the Value of Loan Applications Increases

The value of housing loan inquiries decreased by 16.9% year-on-year in September 2024, according to the BIK Mortgage Loan Demand Index. This figure indicates...

Over half of SMEs plan price increases in 2024 – largest increases in construction and transport

Micro, small, and medium-sized entrepreneurs plan to raise their prices this year, according to a study by SME Scanner commissioned by BIG InfoMonitor. The...

Young Poles increasingly choose work over studies – a new trend among graduates

Is higher education still valued? Not necessarily. The era of studies that do not lead to a specific profession is gradually becoming obsolete. As...

Loan Growth in Poland: August 2024 Sees Increases Across Mortgage, Cash, and Installment Loans

In August 2024, compared to August 2023, banks and credit cooperative organizations (SKOKs) granted more loans in the three main categories: cash (+13.9%), installment...

Housing Loan Inquiries Drop by 25.2% in August 2024, While Average Loan Amount Rises

The value of inquiries for housing loans fell by 25.2% year on year in August 2024, reports the BIK Index of Demand for Housing...

Housing Loan Demand Cools Down After Government Program Ends

The value of inquiries for housing loans fell by 31.7% year on year in July 2024, according to the BIK Index of Demand for...

Slight increase in loans for micro-enterprises in the first half of 2024

In the first half of 2024, banks granted micro-enterprises only half a percent more loans, valued at 3.8% higher than in the corresponding period...

Demand for Housing Loans Remains High but Lower Than Last Year

The value of inquiries for housing loans increased by 51.8% year-on-year in June 2024, according to the BIK Index of Demand for Housing Loans....
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