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CJEU Ruling on WIBOR Brings Calm to Poland’s Housing Market

Instead of the shock many had been bracing for, the housing market has received a dose of much-needed calm—this is the simplest way to...

CJEU: Free Credit Sanctions Cannot Be Automatic and Must Be Proportional

The ruling confirms the need to change Polish regulations that allow for a disproportionate penalty of free credit. They are being exploited by law...

Commentary of the Polish Bank Association on the CJEU Judgment in case C-472/23

On Thursday, February 13, 2025, the Court of Justice of the European Union (CJEU) made a ruling based on the preliminary questions posed by...

After the ECJ ruling, it will be harder for the Polish tax office to refuse the refund of overpaid VAT

It will not be as easy for tax authorities to deny a taxpayer a VAT refund for overpayments resulting from transactions made with consumers....

New data storage rules by the Police – how can the CJEU ruling affect Polish law?

Under Article 20 of the Police Act, this formation can collect data about citizens in Poland for the purpose of carrying out its statutory...

Attention Entrepreneurs: New EU Ruling Means Courts Will Penalize Even Minimal Payment Delays

Attention Entrepreneurs! Courts Will Punish for Minimal Delays in Commercial Transactions. So far, judges have been dismissing demands in which counterparties and creditors have been...

CJEU Ruling Highlights Urgent Need for Poland to Reform Telecommunications Data Control Laws to Meet EU Standards

The European Union Court of Justice (CJEU) ruling of 13 June 2024 on case C-229/23 HYA and others emphasizes the need for changes in...
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