Tag: Tadeusz Białek

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CJEU Ruling in Case C-246/25: Invalidity of an Annex Does Not Automatically Invalidate the Entire Loan Agreement

The Court of Justice of the European Union issued a judgment today in case C-246/25 Hańczynek, concerning the specific relationship between a currency conversion...

Polish Bank Association: No Grounds for Widespread Use of Free Credit Sanction

It will be up to national courts, based on the guidance of the Court of Justice of the European Union, to decide how to...

Polish Bank Association: Justice Has Been Served – The End of the Dream of “Free Apartments”

The Court of Justice of the European Union has stated unequivocally that the customer must return the capital received. In a series of rulings...

mBank Expects Major Profit Decline as Poland Raises Bank Tax to 30%

mBank announced on Thursday that its net profit in 2026 will decline by 800–900 million PLN as a result of the increase in corporate...

Banks Face Higher CIT from 2026 — Industry Warns of Unfair Burden and Reduced Credit Capacity

Starting next year, banks in Poland will face a higher corporate income tax (CIT). Bankers argue that the decision is unfair, as other, more...

The End of WIBOR: What Will Replace Poland’s Reference Rate by 2027?

For nearly two years, work has been ongoing on the reform of reference rates - that is, the intended replacement of the Wibor index...
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