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One in Five Indebted Poles Owes Money to at Least Three Creditors

An increasing number of Poles are falling behind on payments to several companies and institutions at the same time. According to data from BIG...

Corporate Debt in Poland Exceeds PLN 45 Billion. Biggest Problems in Mazovia and Podkarpacie

Although the number of unreliable payers in Poland began to decline in 2025, the total value of overdue liabilities among companies continues to grow....

Poles Are Gradually Climbing Out of Debt: Fewer Overdue Debtors, Lower Arrears, but Average Debt per Person Keeps Rising

The year 2025 brought a clear improvement in the timely repayment of financial obligations by Polish consumers. The latest data from the BIG InfoMonitor...

Poland’s Construction Sector Debt Exceeds PLN 5.9 Billion, but Contractors Show First Signs of Recovery

Total overdue debt in Poland’s construction sector exceeded PLN 5.9 billion at the end of 2025, marking a 5.6% year-on-year increase. Despite the growing...

Poles Enter 2026 in Cautious Mood, Focusing on Spending Control and Buffers

Among the 70% of Poles who had any financial plans for 2025, one in four completed them in full, according to a study prepared...

Poles Cut Back on Christmas Spending in 2025

As they plan this year’s Christmas celebrations, Poles are clearly tightening their budgets. The average amount allocated to Christmas in 2025 stands at PLN...

Financial Ethics in Poland: Declarative Idealism vs. Everyday Practices. New Report Reveals a Deep Ethical Gap

Most Poles claim that ethical behavior in finance matters in their daily lives, yet in practice, the reality sharply contradicts these declarations. The result...

Polish SMEs Under Pressure: Rising Fears of Bankruptcy

The latest BIG InfoMonitor and BIK survey shows a clear deterioration in business sentiment in Poland. As many as 23% of companies admit that...

Poles’ Debts Are Growing: The Average Delinquent Borrower Owes PLN 34,477

The average delinquent borrower in Poland is currently struggling with overdue credit and non-credit obligations totalling PLN 34,477. While this average figure is alarming...

Fewer Debtors, But Larger Arrears – The Financial Condition of Polish Enterprises

An increasing number of Polish companies declare having financial reserves for unforeseen situations, according to the latest survey by BIG InfoMonitor and BIK. A...

New Law Strengthens Debt Restructuring Protection for Farmers

On August 19, an amendment to the Act on the Restructuring of Debt of Agricultural Enterprises came into force. Under the new rules, farmers...

Vehicle Rental in Poland: Growing Trend, Growing Debt

More and more Poles are choosing to rent rather than buy a car. This option provides flexibility, helps avoid high maintenance costs, and fits...

Rising Number of Insolvent Companies Despite Slower Growth in Overdue Corporate Debt

The upward trend in overdue corporate debt slowed somewhat last year, in contrast to the growing number of insolvent businesses. Issues with timely payments...

A Modest New Year’s Eve: 87% of Poles Choose Quiet Celebrations for 2024

The upcoming New Year’s Eve in 2024 promises to be a quiet and modest affair. According to the survey “Poles’ New Year’s Plans” commissioned...
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