Tag: Andrzej Prajsnar

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Poland’s Housing Deficit Is Not 2 Million Units. The Real Gap May Be 200,000–400,000 Homes

Today, Thursday, 11 June, another edition of the Real Estate Market Forum begins, bringing together developers and experts from the property sector. One of...

Mortgage Loan Recovery Outpaces Housing Demand Growth, Despite Interest Rate Cuts

Forecasts predicting a strong rebound in housing demand following successive interest rate cuts have proven overly optimistic. Demand is recovering only slowly, yet banks...

In 20 Years, 328 Million Square Meters of Housing Built in Poland — More Than the Entire Area of Kraków

On Monday, the United Nations drew attention to housing issues on the occasion of World Habitat Day. Experts from the Polish real estate portal...

Interest Rates Are Down, but the Housing Boom Has Yet to Arrive – Buyers Still Waiting

In the second quarter of 2025, Poland’s Monetary Policy Council (RPP) cut the reference interest rate for the first time in seven months. However,...

Mortgage Interest Rates Have Fallen — Has the Share of Problematic Loans Dropped Too? An Analysis Based on BFG Data

As mortgage interest rates decline, concerns about the repayment of such loans may diminish. However, this does not mean that data on the quality...

Most New Developer Apartment Blocks in Poland Have Four Floors in 2024, According to GUS Data

Thanks to the Central Statistical Office, We Know the Heights of Apartment Blocks Built in 2024 — A Comparison of the Latest Data with...

Significant Growth Expected in Municipal and Social Housing Construction in Coming Years

The coming years are expected to see a significant increase in the number of housing units built by municipalities and social housing associations (TBS/SIM)....

Polish Mortgages the Most Expensive in the EU – Not Just Because of Interest Rates

In recent weeks, Polish media have frequently reminded the public that Poland currently has the highest interest rates on new mortgages in the European...

Sellers on the Defensive: Growing Pressure to Lower Apartment Prices

The first quarter of 2025 brought two unfavorable trends for apartment sellers in the secondary housing market: an increasing level of price negotiations and...

Poland Stands Out Positively in the EU: Low Housing Debt Relative to Income

Recently, interesting data has appeared for EU countries, showing household debt in relation to family incomes. It is worth taking a closer look at...

New Apartments Over 100 Square Meters: A Niche but Dynamic Market Segment with Rising Prices

New apartments larger than 100 square meters represent a small but very interesting part of the market. Hence, it is worthwhile to take a...

One-Third of New Apartments Won’t Be Ready Until 2026 in Polish Cities

There is no shortage of developer investments slated for completion only in 2026 in the market. We examine the share of such projects in...

Polish Housing Market: Prices Rise Again on Both Secondary and Primary Markets

The second quarter of 2024 did not bring comforting news for those preparing to buy a house. Prices in transactions on the secondary market...

Polish “mortgages” still the second most expensive in Europe

By mid-2023, among EU residents, only the Hungarians had more expensive new housing loans than the Poles. It's worthwhile to check how the situation...
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