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Home Ownership Still Out of Reach for Many: 62% of Poles Say Few People Around Them Can Afford to Buy a Property

According to the study “It’s Us. Poles on Real Estate – Q1 2026,” 62% of respondents believe that few people in their social circle...

Interest Rate Cut by Poland’s Central Bank May Accelerate Growth of Variable-Rate Mortgages

The spring interest rate cut by Poland’s central bank has become a reality. This decision could accelerate an important trend already visible in the...

Record-Breaking 2025 in the Mortgage Market: Banks Exceed PLN 100 Billion in Lending for the First Time in History

The banking sector closed last year with a record-breaking mortgage lending performance, granting housing loans with a total value exceeding PLN 103 billion. In...

Student Wallet Report 2025: Rising Costs, Housing Deficit, and Shifting Financial Attitudes Among Polish Students

Spending by Polish students remains close to last year’s levels. Housing—whether renting an apartment, a dormitory, or a room—continues to be the biggest financial...

The Monthly Cost of Student Life in Poland Nears 4,000 PLN

3,979.22 PLN – that’s the average monthly expenditure of a student in part-time studies in Poland, according to a survey by the Warsaw Institute...

Poland to Introduce Standardized Mortgage Contract Templates Based on Fixed-Rate Loans

At the beginning of June, the Office of Competition and Consumer Protection (UOKiK) announced its intention to initiate legislative work on a law introducing...

Boom in the Mortgage Market: Q2 2025 Sees Record Growth in Lending Activity

In the second quarter of 2025, banks issued 15% more mortgage loans compared to the previous quarter and 22% more than in the same...

Decline of Rental Offers in Poland. Rents in the Largest Cities are Rising – Experts Predict Further Increases

In the fourth quarter, the number of unique apartment rental offers across the country dropped by as much as 30%. There are cities where...

The Credit Situation in Poland in 2024: Stabilization or Turning Point?

The year 2024 has introduced substantial shifts in Poland's credit market. Easing credit policies in selected segments, declining demand for housing loans after the...

Polish Mortgage Market in Q3 2024: Growth in New Loan Agreements and Improved Loan Portfolio Quality

According to the latest AMRON-SARFiN report, Polish banks signed 45,897 new loan agreements between July and September 2024, totaling PLN 19.315 billion. This marks...

Subsidies for Public Dormitories. Can Legislation Affect the Profitability of Private Dormitories?

According to the authors of the bill to amend the Act on Social Forms of Housing Development and certain other laws, the change regarding...

Limited Dormitory Availability and Rising Rental Costs Challenge Students in Academic Cities

This year, about 115,000 places in dormitories are waiting for studying youth. The GetHome.pl portal has checked in which academic cities their availability is...
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